Single Dad Steve

His story to date;

Steve is a single dad of 3 children, now ages 8-14 years, 2 Boys and a girl.

Steve, as a single Dad was working long hours without a lot of time for his family when suddenly his life changed.

A work accident plus unfortunate care; left him, needing 2 major surgeries and more.

He stepped back and took a re-look at his life and family;

Surgery costs were prohibitive and there was no guarantee he would survive.

For 3 years he has lived with the problem and focused on ways to provide for everyone.

Cooking interesting meals, (on a budget), homework routines and teaching his children the importance of being part of all the activities, have been ongoing challenges for Steve.

Steve is now starting to move forward; plans for the first of the surgeries were in place for June; 2009.

NOTE: Another roadblock. Steve now needs open heart surgery first.

Steve says; I have 'Asked Joan" about so many big and little challenges, I feel she is part of my immediate family.

Joan has walked me through, looking at many ways I can be busy a few hours a day, and provide, a living for us all."

Thank you Joan

We will certainly keep you updated on Steve's progress.

1st update; Steve's progress is slow, He is closer to the heart operation. They are monitoring him every week and as soon as all the tests are in sync, he will be starting the long haul back to health.

Steve says thanks for your interest and prayers.

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Update on Debbie, Single Mom

If you were wondering what happened to Debbie, here is a short update;

Debbie took Joan seriously and after several e-mails she took time to sort out her " costs to go to work"

WOW; was she surprised;
Although she was aware that a new car wasn't possible, she now had a better handle on her real costs.
Car to commute; 6000.00 per year minimum, without major repairs these were estimated at 1500.00 and the car wasn't worth much more than that.

Baby sitters, day care; ( not including family help and costs)= over 6200.00

Debbie is now working on other extra costs to go to work, food, clothes etc.

When you add these costs to rent, food, clothes, health insurance, and a few extras. Debbie realizes that there really is a hole in her financial budget; more going out than coming in.

Do you have the same problem. Is there more month left at the end of the check?
Debbie has some real thinking to do and choices to make.
There are answers for all, single Moms and Dads of all ages.

Keep posted for more information on HOW to solve these issues and be Financial free!
Ask Joan, email or call

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Debbie,

A single Mom Tells her Story.

Many single parents, both Moms and Dads; have met and worked with Joan. Her many many years of being a single parent have given her "down to earth" practical expertise in countless mutual areas of concern.

Here is a true and recent true story from Joan of a single Mom of 33.

I was talking to Debbie,a single Mom, 2 months ago; why. She was looking for just another way to supplement her income

Joan Asked; What do you do now?

Debbie replied; I am going to school to get a new trade.I have one job; full time; 35 hours a week

I have one part time job and I still can't make ends meet!

Joan Asked; Who looks after your children when you are working?

Debbie replied; I pay daycare; neighbours help and so do relatives.

Joan Asked; Is this what you want?

Debbie replied; No; I want to be able to stay home at least some of the time.

Joan asked; Do you know what all this help costs you?

Debbie replied; All I know is , it takes all of the money I earn on my part time job and part of what I earn on my full tome job, to "pay people" to look after my children

Joan asked; By the way Debbie, another quick question; what does it cost you a month to commute to these jobs?

Debbie replied; Hadn't really thought about that, I just had to do it.

Joan said; Let's see if I can help you figure it all out, Okay? Do you have a car?

Debbie replied; Yes; it is getting on its last legs and there is no other means of transportation .

Joan suggested; Take some time Debbie to look at some of your commuting costs;

• gas is one of course.
  
• parking costs another.
  
• add in car Insurance; repairs, depreciation and regular maintenance;

Debbie write down your costs for our next talk. Okay

Debbie replied, WOW, never even considered what all this costs, no wonder I can't keep up.

Joan answered; Debbie, another thing to consider;when you are working at 2 jobs and more, do you feel you buy more convenient, partially or totally prepared food, to save time?

Debbie answered : yes, sure do and we do stop in to drive-ins etc for quick meals.

2 Days Later;

Debbie called; several unexpected things had happened that made her realize that being home was far more important than any part time jobs.

1; Her daughter asked her if she could be a "Mom" on an up-coming school trip.

2: Her son wanted to play baseball and join a team.

Debbie realized she had no time and couldn't participate; she was depressed and in tears.

I asked her to spend time working out her costs for daycare, sitters, commuting and more and we would talk and look for ways to supplement her income, from Home.

Joan knows there are hundreds of Single Moms and Dads with similar challenges;

Ask Joan for advice and suggestions!

She offers you a free 20 minute chat.

Just call here

1866959 4182

OR E-mail

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